MichelePetry

Pros and Cons of Using a VA Loan for Manufactured Homes

VA loans offer veterans zero down payment and low rates for manufactured homes, but with strict property requirements. Key benefits of VA loans for manufactured homes include no PMI and flexible credit. However, drawbacks of VA loans for manufactured homes involve potential depreciation, limited lender availability, and stricter property standards, like permanent foundation requirements. What […]

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VA Construction Loan vs. Traditional Construction Loan: A Comprehensive Guide

This comprehensive guide compares VA construction loans and traditional construction loans, highlighting the Differences Between VA and Traditional Loans. It explains key aspects such as eligibility, down payment requirements, interest rates, and total financing costs through clear numerical examples and actionable advice. Tailored for veterans, first-time buyers, investors, and real estate professionals, the blog empowers

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Maryland’s Crime Rates: The Good, The Bad, and The Improving

Maryland’s crime landscape presents a mixed picture. Overall crime has declined since 2010, yet violent crime, particularly in Baltimore, remains a concern. Property taxes crime has decreased, but motor vehicle thefts are rising. Maryland Crime Trends reveal regional differences, with cities like Columbia showing improvement, while areas like Hyattsville struggle. Increased police funding and community

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Discovering Holyoke: Massachusetts’ Most Overlooked Affordable City

Holyoke, Massachusetts, offers an overlooked affordable real estate market. With median home prices at $280,000 and strong rental demand, it’s attractive for buyers and investors. Ongoing revitalization and infrastructure projects, including efforts to expand Affordable Housing in Holyoke, signal future growth. The city’s scenic beauty and cultural attractions enhance its appeal. With its rich industrial

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The Hidden Costs of Buying a Home Without an Agent: What You Need to Know

This blog explains that bypassing an agent to save on commissions can expose homebuyers to unexpected expenses. Without professional help, buyers may incur extra fees for inspections, appraisals, legal documents, title insurance, and maintenance, while risking overpayment. Understanding these Hidden Costs of Buying Without a Realtor is essential to protect your investment and ensure a

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Affordable Housing Markets in Oregon for First-Time Homebuyers

Oregon offers diverse, affordable housing markets for first-time buyers. Cities like Salem, Albany, and La Grande provide budget-friendly options. To understand the affordable housing in Oregon, utilize state programs for financial assistance. Consider property taxes, HOA fees, and insurance costs. Pre-approval and local realtor guidance are crucial for success. Why Consider Oregon for Affordable Housing?

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How Climate Risks and Insurance Costs Are Shaping Homebuilding in Florida

Florida’s Climate and Building Risks are reshaping home construction in Florida. Rising hurricanes, floods, and extreme weather, along with escalating insurance premiums, are pushing buyers toward newly built, resilient homes designed under updated codes. Builders and investors are adopting modern materials, innovative financing, and mitigation strategies to offset these risks while legislative reforms work to

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Top 10 Reasons Why North Carolina Is a Budget-Friendly State

North Carolina offers Affordable Housing in North Carolina options, with cities like Mooresville experiencing rapid growth due to median home prices under $500,000. The state has also secured over $1.1 billion for affordable housing developments, aiming to support low-income residents. However, challenges persist, as there are only 39 affordable rental homes available per 100 extremely

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How Military BAH Rates Are Calculated in 2025: Factors and Process Explained

The Military BAH Calculation Process in 2025 determines Basic Allowance for Housing using local rental market data, service member rank, and dependency status. Data from 299 housing areas is segmented and adjusted for cost-of-living to cover roughly 95% of housing costs. Rate protection ensures members keep their previous higher rate if market rates drop, enabling

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Colorado’s Housing Market in 2025: Why Buying Might Be Your Best Bet

The Colorado housing market is shifting in favor of buyers. With slower price growth, stable mortgage rates, and more homes on the market, 2025 presents a prime opportunity to purchase. Whether you’re a first-time buyer or an investor, now is the time to take advantage of these favorable conditions. Key Highlights: Growing Demand: More people

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